Living on a budget? How trendy! Frugal bloggers live on the cheap, by choice
Most are written by middle-class people who either fell into debt, are saving for an ambitious goal or prefer a minimalist lifestyle. While Liz makes it a habit to regularly remind herself how fortunate she is, Katie still worries certain frugal blogs glamorize poverty.
Take Leah Ingram, for example, who started the blog Suddenly Frugal right before the housing bubble burst in and she could no longer live off her home equity. Though most frugal blogs might not help readers escape poverty, certified financial planner Lauren Lyons Cole says they can demystify money issues for the average person.
Though she is quick to point out that her university education and steady employment record make her more fortunate than most low-income people, her Frugal Trenches entries focus on the actual experience of being forced to live on very little money. In addition to the good moments, such as family trips to the park and friends who drop off food baskets, she blogged about a recent trip to the food bank, the prohibitive costs of school trips and how she now sleeps on the couch in order to rent her bedroom to an international student. Topics Life and style. Order by newest oldest recommendations.
Quite simply, many people have started learning to live on a budget. Having a budget equals thinking about money in an analytical, logical way to avoid excessive debt.
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It also means setting realistic goals for spending and saving. In doing so, you can prevent the recurring, hair-graying stress of getting behind on bills while actually getting more fun and enjoyment out of the money you spend. Before we launch into our tips, it may help to clarify exactly what it means to live comfortably on budget.
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There's no black-and-white answer to that question. For some people, putting away enough money to go on an annual three-day vacation might be the ultimate luxury.
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For others, going out to eat once a week or getting a monthly pedicure might be a real treat. Whatever you enjoy in life, there's a difference between living on a fun-starved budget and living comfortably -- yet still affordably. Perhaps, the only thing stopping you from enjoying life a lot more is developing a better understanding of how to get the most from your money without having to sweat important bills.
So if you're one of the vast majority of Earth's citizens who must carefully plot out purchases both minor and major, keep reading.